Our Goal is to provide you with the best available loan program to meet you and your family’s needs. To deliver outstanding customer service and to make the lending process convenient for you. Whether you would like to work via email and telephone, or you prefer a face to face meeting, we will do whatever makes you comfortable. We are happy to come to your home and meet you in person.
Buying a Home?
Before you start shopping for your new home, allow us to provide you with a free pre-approval. We will meet with you to discuss, your financial needs and plans; review different loan programs available to you; walk you through the loan approval and escrow closing process, as well as going over the estimated closing costs. We want you to feel comfortable with the home buying experience well before you sign loan documents.
Thinking About Refinancing?
Refinancing is more than an interest rate. Several factors are taken into consideration. These include your financial objections, goals and desired results for refinancing, alternative loan programs, and length of time you plan to stay in your home, to name a few. Sometimes, the best refinancing option is not to refinance at all. We are here to help you make that decision.
Your retirement years should not be the most stressful years of your life. If you are having trouble meeting your monthly expenses with a fixed income or you are simple tired of making a mortgage payment*, maybe a reverse mortgage is right for you. A reverse mortgage can allow you to not have a mortgage payment* and you could possible receive a monthly revenue. We can help you determine if this type of loan is good for you. We will explain to you the different reverse mortgage options and how they work. If you would like, we can sit down your heirs and explain the reverse mortgage program. Our intension is to make sure a reverse mortgage is the right loan for you and everyone understands the benefits and requirements.
*you are responsible for the payment of homeowner’s insurance, property taxes and association dues.